American General’s Value + IUL
This Index Universal Life product is intended to be protection focused with strong guarantees. In addition to its competitive pricing at the 7%, 6% and 5% fixed illustrated rates, this product provides an innovative “Excess Funding Option.”
With compelling performance at conservative interest rates and an “Optionality” rider that provides a hedge against uncertainty, American General’s Value + IUL provides an option for producers and clients who are hesitant to consider indexed universal life products.
Interest Bonus: After 5 years, the policy will automatically begin receiving an Account Value Interest Enhancement of 0.75 percent per year. This percentage is guaranteed never to decrease.
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