Important Product Updates from Lincoln Financial
On September 12, 2016, in response to persistently low interest rates, we will update the Lincoln LifeGuarantee UL product which will require higher premiums on new sales. The current version of the product will sunset on October 14, 2016 in approved states. Effective October 9, 2016, current Cost of Insurance (COI) rates are being changed on some Legend […]
Lincoln Financial Term Conversion Changes
Lincoln is updating the Term Conversion Guidelines for new business effective September 12, 2016: CLICK HERE to view the Official Announcement with Guidelines and Transition Rules
New! Accelerated Underwriting Capabilities Spreadsheet
This new spreadsheet shows the details for each carrier company that offers an underwriting opportunity without the need for labs or exams. The spreadsheet covers the products available, ages, risk classes, face amounts, submission or processing details, as well as any notes that might be pertinent. To view the rest of our spreadsheets please visit […]
John Hancock Now Offering Coverage to Applicants with HIV
John Hancock is pleased to be one of the first U.S. insurance companies to offer both term and permanent life insurance coverage to persons living with human immunodeficiency virus (HIV). We are now considering HIV positive applicants ages 30 to 65 with favorable and stable clinical courses for Face Amounts up to a maximum of […]
John Hancock Lowers Term Premiums
Effective immediately, John Hancock Term premiums have improved across the board John Hancock Term is now most competitive at: • Term 10 + Term 15 • Top 3 risk classes • Ages 45-65 • Face amounts $250,000 and above *New* Lower Premiums on John Hancock Term with Vitality PDF *New* John Hancock Term Rates PDF
2nd Look – Reinsurance Opportunity
CLICK HERE to download the 2nd Look Reinsurance Opportunity PDF
LGA’s End-to-End Digital Solutions
LGA’s end-to-end digital solutions help agencies save time and money. All ‘e’ from beginning to end – the whole process! End-to-end digital: Please Click Here to learn about each of these steps in detail Please Click Here to learn more about Quotes Done Right (QDR)
Lincoln Special Exchange Program
External Term to Perm Make the switch to affordable guaranteed protection! If your clients want more than what their term policies offer, now’s a great time to step up to Lincoln. For a limited time only, they can exchange their qualifying external term policies from a wide variety of carriers, including those with a current […]
2nd Look – Reinsurance Opportunity
CLICK HERE to download the 2nd Look Reinsurance Opportunity PDF
2nd Look – Reinsurance Opportunity
CLICK HERE to download the 2nd Look Reinsurance Opportunity PDF
