Close this search box.

Whole Life Insurance


Whole life insurance provides lifetime insurance coverage with certain guarantees. One of the major appeals of Whole Life Insurance is that it guarantees a minimum death benefit no matter how long you live assuming the premiums are paid each period.

Potential Advantages

Potential Disadvantages

2nd to Die – Survivorship

A type of life insurance on two people (usually married) that provides benefits to the heirs only after the last surviving spouse dies. This differs from regular life insurance because the surviving partner doesn’t receive any benefits after their spouse dies. This type of insurance can be an effective estate planning tool.