OPTerm 35 and 40 Now Available
Legal & General America is now the only term life insurance carrier to offer level premium coverage for up to 40 years!
Availability
OPTerm 35 & 40 are now available for new sales in all states except New York.
Riders
Clients can still choose to ladder their coverage for the longer term with 10, 15 or 20-year Term Riders. The Child Rider will also be available for OPTerm 35 & 40.
Issue Ages
Banner OPTerm 35:
20 – 50 all non-tobacco classes
20 – 45 all tobacco classes
Banner OPTerm 40:
20 – 45 all non-tobacco classes
20 – 40 all tobacco classes
