Effective June 16, 2021, these updated rates reflect the new nonforfeiture interest rate. Issue age ranges have also been revised for all ROP term periods:
Key Features
- 20-, 25-, and 30-year guaranteed term period options
- Convertible to an eligible permanent insurance product at the earlier of age 70 or the end of the term period
- Minimum death benefit amounts of $25,000
- Rates based on actual age
- Non-cigarette tobacco users are eligible for nonsmoker rates
- Applicable in all states except DC and NY
Revised Age Ranges
- 20-year: ages 18-60
- 25-year: ages 18-55
- 30-year: ages 18-50
Accelerated Underwriting and Drop Ticket options are available on Termsetter ROP:
