John Hancock’s Accelerated Underwriting program, ExpressTrack, is now available for face amounts up to $3 million! ExpressTrack is available on single-life term and permanent products (including the Long-Term Care rider).
HOW IT WORKS:
1. Producer submits ticket
2. Telephone interview with client
3. Case proceeds to underwriting
4. Policy issued and delivered
NO In-person medical screenings, NO lab work, NO pre-issue medical requirements. Underwriting decision in as little as 3 Days; standard to super preferred!