John Hancock’s concierge underwriting process eliminates the need for a traditional insurance medical exam as part of the application process when possible
Applicants ages 35-70 applying for John Hancock policies up to $65MM are eligible to take advantage of this expedited process.
How can you take advantage of this streamlined process?
- See this flyer for complete eligibility parameters.
- Package your informal submission to include comprehensive medical records accompanied by a John Hancock HIPAA form and the concierge underwriting transmittal form.
John Hancock completes the initial underwriting review followed by a tentative offer subject to a formal application, health questionnaire and applicable non-medical and financial information.