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COVID-19 Underwriting Guidelines Lifted at Pacific Life

Pacific Life’s temporary COVID-19 underwriting guidelines are being lifted, effective 6/30/21

Their NEW accelerated underwriting program for PL Promise, PL Swift Sailing, can help your clients obtain up to $2 million in life insurance coverage with a faster, predictable underwriting process that requires no medical exams, needles, fluids, or attending physician statements!


  • Ages 18-60
  • Up to $2 million of coverage
  • In good health with full disclosure of the proposed insured’s medical history
  • Evidence of routine medical care in the past 3 years
  • No formal or informal application with Pacific Life in the past year
  • Not previously rated or declined
  • Standard or better rate classes (no nicotine use and nicotine use)
  • Submit by electronic ticket
  • Available on PL Promise Term 10-, 15-, 20-, 25-, or 30-year level premium periods