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Carrier News Bulletin: 11/29/2018 – 12/5/2018


In-Force Rate Action Announcement:

Arizona: PCS II with Stable Premium Option, Choice 1 with Stable Premium Option
Effective 12/3/2018

Connecticut: Privileged Choice and Classic Select
Effective 12/3/2018

Georgia: Privileged Choice and Classic Select
Effective 12/3/2018

Oklahoma: Pre-PCS, PCS I, PCS II with Stable Premium Option
Effective 12/3/2018

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Legal & General America

Commission Payment Changes.

Effective December 3, 2018, Legal & General will be moving commissions paid via paper check to monthly payments only. Standard (three times each month) and bi-weekly checks will no longer be offered as payment options. There is an option to be paid by Electronic Funds Transfer, which allows more flexibility and makes getting paid easier and faster!

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Mutual of Omaha

Rate Adjustments Effective February 1, 2019.

Mutual of Omaha will be implementing long-term care rate adjustments on February 1, 2019.

New Option for LTCi Claim Payments.

Now your clients have a choice in how they receive long-term care benefits.

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New Term Life Answers Rates® and Monthly Modal Factor.

On December 1, Mutual of Omaha is knocking down Term Life Answers rates AND monthly modal factor — saving your clients money on their monthly premium payments.

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New IUL Suite from Nationwide

Available starting December 3, 2018:
• Nationwide IUL Accumulator II – Focused on protection with cash accumulation for income
• Nationwide IUL Protector II – Focused on protection with low-costs and a lifetime guarantee

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Changes to Accelerated Death Benefit Riders On Symetra UL-G and CAUL In California Only.

Due to changes in California regulation, Symetra will suspend the sale of optional Chronic Illness Plus Rider and make updates to embedded Accelerated Death Benefit for Chronic Illness and Terminal Illness riders, available on UL-G and CAUL products in CA. In order to comply with these new regulations, current riders will not be issued after Dec. 31, 2018, and Symetra will not be allowed to grant exceptions.

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Improved Term™ Pricing!

Zurich announces re-price to Zurich Term effective immediately in approved states. This new Term product will replace the previous version of the Zurich Term per the Transition Guidelines in all states except Delaware and New York where the new Zurich Term is still pending approval.

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