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Annuity of the Week: Lincoln OptiBlend 7

The Lincoln OptiBlend 7 is a flexible premium fixed indexed annuity with a 7-year surrender charge period and MVA provision. The Lincoln OptiBlend 7 provides advantages such as tax deferral, long-term growth, and a death benefit payout with the added benefit of enhanced growth with no risk of loss of premium due to market fluctuations.

  • Minimum Premium:  $10,000
  • Premium Type: Flexible for Life of the Product
  • Max Issue Age:  85
  • Annual Contract Fee:  N/A
  • Fee Withdrawal Amount:  10% Starting in Year 1
  • Firm Ratings:  A.M. Best (A+), Fitch (A+)

Fixed Index Strategies ($100,000+)

1 Year S&P 500 Annual Point-to-Point:  4.30% (CAP)

1 Year S&P 500 5% Daily Risk Control with Spread0.75% (Spread)

1 Year BlackRock Dynamic Allocation Participation85% (PAR)

1 Year Fidelity AIM Dividend Participation65% (PAR)

2 Year BlackRock Dynamic Allocation Participation:  95% (PAR)

1 Year Fixed Account:  1.35% (Fixed Rate for 1 Year)

[Not Available in CA or NY]

Do you have clients looking for a higher return than a Fixed Annuity (MYGA) or their local bank CD?  Time to get their money off the sidelines.  Give us a call today!  973-435-3784

To see a fixed index annuity illustration, e-mail the following details to

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