Lincoln OptiBlend 5 (7% S&P Cap)
The Lincoln OptiBlend 5 is a flexible premium fixed indexed annuity with a 5-year surrender charge period and MVA provision. This 5-year FIA provides advantages such as tax deferral, long-term growth and a death benefit payout with the added benefit of enhanced growth with no risk of loss of premium due to market fluctuations.
- Minimum Premium: $10,000
- Maximum Premium: $2,000,000
- Premium Type: Flexible for Life of the Product
- Max Issue Age: 85
- Annual Contract Fee: N/A
- Fee Withdrawal Amount: 10% Starting in Year 1
- Firm Ratings: A.M. Best (A+), Fitch (A+), Moody’s (A1)
Fixed Index Strategies
1 Year S&P 500 Annual Point-to-Point: 7.00% (CAP)
1 Year S&P 500 5% Daily Risk Control with Spread: 0.25% (Spread)
1 Year BlackRock Dynamic Allocation Participation: 155% (PAR)
1 Year Fidelity AIM Dividend Participation: 145% (PAR)
2 Year BlackRock Dynamic Allocation Participation: 200% (PAR)
1 Year Fixed Account: 3.50% (Fixed Rate for 1 Year)
*Not Available in NY, CA, VI
Do you have clients looking for a higher return than a Fixed Annuity (MYGA) or their local bank CD? Time to get their money off the sidelines. Give us a call today! 973-435-3784
To see an annuity illustration, e-mail the following details to sdunn@madisonbrokerage.com:
- Client name:
- DOB:
- Premium:
- State:
- Qualified/NQ:
