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Annuity of the Week: Lincoln OptiBlend 7 (FIA)

Lincoln OptiBlend 7 (FIA)

The Lincoln OptiBlend 7 is a flexible premium fixed indexed annuity with a 7-year surrender charge period and MVA provision. This 7-year FIA provides advantages such as tax deferral, long-term growth and a death benefit payout with the added benefit of enhanced growth with no risk of loss of premium due to market fluctuations.

  • Minimum Premium:  $10,000
  • Premium Type: Flexible for Life of the Product
  • Max Issue Age:  85
  • Annual Contract Fee:  N/A
  • Fee Withdrawal Amount:  10% Starting in Year 1
  • Firm Ratings:  A.M. Best (A+), Fitch (A+), Moody’s (A1)

Fixed Index Strategies

1 Year S&P 500 Annual Point-to-Point Cap:  10.80%

1 Year S&P 500 Performance Trigger:  9.55% 

*Not Available in NY, CA, VI

Do you have clients looking for a higher return than a Fixed Annuity (MYGA) or their local bank CD?  Interested in hearing how a performance trigger can change the way you approach an annuity case?  Give us a call today!  973-435-3784

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