Lincoln OptiBlend 7 (FIA)
The Lincoln OptiBlend 7 is a flexible premium fixed indexed annuity with a 7-year surrender charge period and MVA provision. This 7-year FIA provides advantages such as tax deferral, long-term growth and a death benefit payout with the added benefit of enhanced growth with no risk of loss of premium due to market fluctuations.
- Minimum Premium: $10,000
- Premium Type: Flexible for Life of the Product
- Max Issue Age: 85
- Annual Contract Fee: N/A
- Fee Withdrawal Amount: 10% Starting in Year 1
- Firm Ratings: A.M. Best (A+), Fitch (A+), Moody’s (A1)
Fixed Index Strategies
1 Year S&P 500 Annual Point-to-Point Cap: 8.80%
1 Year S&P 500 Performance Trigger: 7.80%
*Not Available in NY, CA, VI
Do you have clients looking for a higher return than a Fixed Annuity (MYGA) or their local bank CD? Interested in hearing how a performance trigger can change the way you approach an annuity case? Give us a call today! 973-435-3784
