Industry Updates: Protective and John Hancock New Products!

Protective Indexed Choice℠ UL is repriced and now available in New York!
Protective has launched Indexed Choice UL in New York. The non-NY version has also been repriced to improve competitiveness in
key scenarios.

• Guaranteed death benefit protection, to support clients when they need it most.

• Cash value growth potential fueled by index performance and
realistic illustration rates.

• Flexibility to adjust coverage and premiums, along with features to help with
life’s uncertainties.

Learn More Here!

John Hancock introduces Premier Benefit IUL
This product gives consumers a new opportunity to tap into an employer market focused on attracting and retaining top talent. It offers high-earning employees an easy way to buy voluntary individual permanent life insurance with optional long-term care rider protection
— all at no cost to the employer.

• Fully digital experience — ensures an efficient process from start to finish.

• Streamlined underwriting — requires no APS, medical exams, or labs and often results in an instant decision; guaranteed issue available for larger group sizes.

• Enhanced protection with our Long-Term Care rider — gives employees the option to accelerate their policy’s death benefit in the event of a long-term
care need.

• Cost-efficient, permanent death benefit protection with income tax-free growth3 potential — gives employees a choice of tying policy performance to an S&P®4-linked indexed account and/or a Fixed Account.

• John Hancock Vitality PLUS — rewards employees for the everyday steps they take to live longer, healthier, better lives.

Learn More Here!