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Carrier News Bulletin: 11/8/2018 – 11/14/2018

John Hancock

Introducing the New Protection IUL.

With low premiums, competitive cash value growth potential, and the John Hancock Vitality Program, the new Protection IUL delivers more value for you and your clients.

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Lincoln Financial Group

Now Available – Lincoln LifeElements® Level Term (2017) – 11/12/18.

Effective November 12, 2018, Lincoln is pleased to announce pricing improvements to Lincoln LifeElements® Level Term (2017) which will improve competitive positioning in key cells. Lincoln LifeElements® Level Term offers both a traditional paper application process and a streamlined Tele-App process for electronic and paper ticket submissions.

Now Available – Lincoln TermAccel® Level Term – 11/12/18.

Effective November 12, 2018, Lincoln is pleased to announce pricing improvements to Lincoln TermAccel® Level Term which will improve competitive positioning in key cells. Lincoln TermAccel offers an entirely electronic, streamlined Tele-App process with fully automated underwriting and no APS requirement

Consideration and Flexibility for New Voya Applications.

With the recent announcement from Voya to cease new individual life insurance sales at the end of 2018, Lincoln’s Underwriting and New Business team will be offering considerations and flexibility to better serve clients during this time of potential elevated need in the industry.

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Protective

Streamlined Underwriting Available on Additional Drop-Ticket Platforms.

PLUS – Protective Life Underwriting Solution – is now available on multiple drop-ticket platforms.

Product Changes Effective January 1, 2019.

On January 1, 2019, Protective will make changes that affect the Protective Advantage ChoiceSM UL and Protective Custom ChoiceSM UL products.

Expedited Exam Ordering with ScheduleNow.

Protective has successfully integrated ExamOne’s ScheduleNow service into TeleLife interviews, giving clients the ability to schedule paramedical examination immediately. And thanks to this feature, they’re able to process cases quickly and more efficiently—just in time for year-end.

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Zurich

Enhancements to U.S. Situs Requirements for Foreign National Clients.

Zurich announces key enhancements to International Underwriting Guidelines as they relate to the US situs requirements.

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