Retention Limit Increase
American National has dramatically increased retention limits, allowing up to $5,000,000 per life to be kept with American National, rather than being ceded to a reinsurer. This change will result in speedier and more consistent underwriting decisions for individuals with larger policies, or several policies already inforce with American National. View
Product Update: LifeSetter UL Replaced by LifeSetter Flex UL
New LifeSetter Flex UL offers clients flexibility and guarantees in one, customizable policy. Effective December 29, 2018, Applicable in all states except New York. Learn More
In-Force Rate Action Announcements:
• Arkansas AARP: Privileged Choice and Classic Select
• Florida AARP: Privileged Choice and Classic Select
• New Jersey: Choice 1 with Stable Premium Option (Alabama Group Trust Certificates)
Wellness for Life is Now FREE!
Wellness for Life is now available at no charge on every eligible life insurance policy. There’s no need for frequent check-ins or access to fitness trackers. All clients have to do is send in the form at least once every two years and receive Wellness Rewards®.
It’s that simple! View
Protection IUL ’18 now approved in California
NEW John Hancock and One Drop Partnership Empowers People Living with Diabetes.
John Hancock Vitality life insurance and One Drop are raising awareness for diabetes management, encouraging wellness and healthy living and dispelling common misperceptions among many people with diabetes that they either won’t qualify for life insurance or that it isn’t affordable. View
Removal of Cross-Border Sales in Select States.
Effective 2/1/2019, Protective is not able to accept applications for cross-border sales to residents of the following states: Arkansas, Idaho, Massachusetts, Minnesota, Mississippi, New York, Utah, Washington, and Wisconsin. Learn More
SBLI Brokerage Sales Leadership Change.
Karen Delgado, former Vice President of Independent Distribution, has retired, effective 1/1/2019.
Kindra Butler-Anderson is now SBLI’s Vice President, Brokerage Sales, reporting to Denis Clifford. Deanna Abrams is now Director of Brokerage Sales Team, reporting to Kindra Butler-Andersen. View