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Carrier News Bulletin: 1/3/2019 – 1/9/2019

American National

Retention Limit Increase

American National has dramatically increased retention limits, allowing up to $5,000,000 per life to be kept with American National, rather than being ceded to a reinsurer. This change will result in speedier and more consistent underwriting decisions for individuals with larger policies, or several policies already inforce with American National. View


Cincinnati Life

Product Update: LifeSetter UL Replaced by LifeSetter Flex UL

New LifeSetter Flex UL offers clients flexibility and guarantees in one, customizable policy. Effective December 29, 2018, Applicable in all states except New York. Learn More



In-Force Rate Action Announcements:
• Arkansas AARP: Privileged Choice and Classic Select
Effective 01/07/2019
• Florida AARP: Privileged Choice and Classic Select
Effective 01/07/2019
• New Jersey: Choice 1 with Stable Premium Option (Alabama Group Trust Certificates)
Effective 01/07/2019


Global Atlantic

Wellness for Life is Now FREE!

Wellness for Life is now available at no charge on every eligible life insurance policy. There’s no need for frequent check-ins or access to fitness trackers. All clients have to do is send in the form at least once every two years and receive Wellness Rewards®.
It’s that simple! View


John Hancock

State Approval:

Protection IUL ’18 now approved in California

NEW John Hancock and One Drop Partnership Empowers People Living with Diabetes.

John Hancock Vitality life insurance and One Drop are raising awareness for diabetes management, encouraging wellness and healthy living and dispelling common misperceptions among many people with diabetes that they either won’t qualify for life insurance or that it isn’t affordable. View



Removal of Cross-Border Sales in Select States.

Effective 2/1/2019, Protective is not able to accept applications for cross-border sales to residents of the following states: Arkansas, Idaho, Massachusetts, Minnesota, Mississippi, New York, Utah, Washington, and Wisconsin. Learn More



SBLI Brokerage Sales Leadership Change.

Karen Delgado, former Vice President of Independent Distribution, has retired, effective 1/1/2019.
Kindra Butler-Anderson is now SBLI’s Vice President, Brokerage Sales, reporting to Denis Clifford. Deanna Abrams is now Director of Brokerage Sales Team, reporting to Kindra Butler-Andersen. View