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    <title>MadisonBrokerage.com</title>
      <link>http://madisonbrokerage.com/nnman/publish/</link>
      <description>Madison Brokerage</description>
      <pubDate>Mon, 05 Jan 2009 14:53:22 PST</pubDate>
      <language>en-us</language>
      <item>
        <title>ING Commissions on Settled Term Conversions</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_carrier/ING_Commissions_on_Settled_Term_Conversions.shtml</link>
        <category>Carrier News</category>
        <description>

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         &lt;img src=&quot;http://madisonbrokerage.com/nnman/uploads/1/Term_to_Perm_Settlement_0812151_img_0.jpg&quot; border=&quot;1&quot; alt=&quot;Term_to_Perm_Settlement_0812151_img_0.jpg&quot; width=&quot;200&quot; height=&quot;61&quot;&gt;&lt;br clear=&quot;all&quot;&gt;
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&lt;/span&gt;&lt;span style=&quot;COLOR: #ed7700&quot;&gt;&lt;strong&gt;IMPORTANT INFORMATION REGARDING COMMISSIONS ON ING TERM CONVERSIONS&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;</description>
        <pubDate>Tue, 30 Dec 2008 14:38:36 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news_carrier/ING_Commissions_on_Settled_Term_Conversions.shtml</guid>
      </item>
      <item>
        <title>AXA Discontinuing Lapse Protection Rider on UL and SUL products</title>
        <link>http://madisonbrokerage.com/nnman/publish/news/AXA_Discontinuing_Lapse_Protection_Rider_on_UL_and_SUL_products.shtml</link>
        <category>All News Articles</category>
        <description>

&lt;p&gt;A message from AXA regarding their decision to discontinue the Lapse Protection Rider.&lt;/p&gt;</description>
        <pubDate>Fri, 19 Dec 2008 09:00:00 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news/AXA_Discontinuing_Lapse_Protection_Rider_on_UL_and_SUL_products.shtml</guid>
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      <item>
        <title>Banner increasing rates on OPTerm</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_life/Banner_increasing_rates_on_OPTerm.shtml</link>
        <category>Life</category>
        <description>&lt;b&gt;&lt;span style=&quot;FONT-SIZE: 10pt&quot;&gt;
		
&lt;p&gt;&lt;span style=&quot;FONT-SIZE: 12pt&quot;&gt;
				
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
				
&lt;p&gt;&lt;span style=&quot;FONT-SIZE: 10pt&quot;&gt;For all applications received in the home office after December 15, 2008, Banner Life&#39;s OPTerm 15,20, and 30 year plans will see a price increase in the preferred plus, preferred and standard plus underwriting rate classes for the $250,000 and over face amounts.&lt;/span&gt;&lt;/p&gt;&lt;/span&gt;&lt;/span style=&quot;font-size: 12pt&quot;&gt;
		
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
		
&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;/span&gt;&lt;/b&gt;</description>
        <pubDate>Wed, 03 Dec 2008 09:16:09 PST</pubDate>
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      <item>
        <title>TLC Linked Benefits</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_long_term_care/TLC_Linked_Benefits.shtml</link>
        <category>Long Term Care</category>
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         &lt;img src=&quot;http://madisonbrokerage.com/nnman/uploads/1/TLC_3.jpg&quot; border=&quot;1&quot; alt=&quot;TLC_3.jpg&quot; width=&quot;525&quot; height=&quot;126&quot;&gt;&lt;br clear=&quot;all&quot;&gt;
            &lt;span class=&quot;image_caption&quot;&gt;Total Living Coverage universal life insurance with long term care benefits is underwritten by Genworth Life Insurance Company Lynchburg, VA&lt;/span&gt;

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</description>
        <pubDate>Fri, 07 Nov 2008 15:40:29 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news_long_term_care/TLC_Linked_Benefits.shtml</guid>
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      <item>
        <title>Lifetime Advantage Plus</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_life/Lifetime_Advantage_Plus.shtml</link>
        <category>Life</category>
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         &lt;img src=&quot;http://madisonbrokerage.com/nnman/uploads/1/64-08_COMM_C_Introducing_LifeTime_Advantage_Plus_img_151_1.jpg&quot; border=&quot;1&quot; alt=&quot;64-08_COMM_C_Introducing_LifeTime_Advantage_Plus_img_151_1.jpg&quot; width=&quot;525&quot; height=&quot;142&quot;&gt;&lt;br clear=&quot;all&quot;&gt;
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</description>
        <pubDate>Fri, 07 Nov 2008 11:51:15 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news_life/Lifetime_Advantage_Plus.shtml</guid>
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      <item>
        <title>Legacy Secure SL updates - Available in NJ</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_life/Legacy_Secure_SL_updates_-_Available_in_NJ.shtml</link>
        <category>Life</category>
        <description>&lt;span style=&quot;FONT-SIZE: 12pt; COLOR: #800000&quot;&gt;Legacy Secure SL updates - available in New Jersey beginning December 8, 2008&lt;/span&gt;</description>
        <pubDate>Fri, 07 Nov 2008 11:32:33 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news_life/Legacy_Secure_SL_updates_-_Available_in_NJ.shtml</guid>
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      <item>
        <title>Take 10 from Allianz</title>
        <link>http://madisonbrokerage.com/nnman/publish/carrier_incentives/Take_10_from_Allianz.shtml</link>
        <category>Carrier Incentives</category>
        <description>&lt;span style=&quot;FONT-SIZE: 14pt; COLOR: #0000cd&quot;&gt;&lt;strong&gt;&amp;nbsp;&lt;/strong&gt;&lt;span style=&quot;COLOR: #000000&quot;&gt;&lt;!-- templateDebugMode: start template: common/embeddedMedia.html - templateCell: globalDefault.embeddedMedia --&gt;
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         &lt;img src=&quot;http://madisonbrokerage.com/nnman/uploads/1/Allianz_logo.gif&quot; border=&quot;1&quot; alt=&quot;Allianz_logo.gif&quot; width=&quot;162&quot; height=&quot;51&quot;&gt;&lt;br clear=&quot;all&quot;&gt;
            &lt;span class=&quot;image_caption&quot;&gt;&lt;/span&gt;

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&lt;/span&gt;&lt;strong&gt;You&#39;ve worked hard.&amp;nbsp; Kick back and Take 10.&lt;/strong&gt;&lt;/span&gt;</description>
        <pubDate>Thu, 06 Nov 2008 15:07:15 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/carrier_incentives/Take_10_from_Allianz.shtml</guid>
      </item>
      <item>
        <title>Allianz Life New GenDex Series</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_life/Allianz_Life_New_GenDex_Series.shtml</link>
        <category>Life</category>
        <description>&lt;strong&gt;&lt;span style=&quot;FONT-SIZE: 12pt; COLOR: #0000cd&quot;&gt;The new GenDex insurance policies have arrived!&lt;/span&gt;&lt;/strong&gt;</description>
        <pubDate>Thu, 06 Nov 2008 12:42:53 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news_life/Allianz_Life_New_GenDex_Series.shtml</guid>
      </item>
      <item>
        <title>Hartford Stakeholder letter</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_company/Hartford_Stakeholder_letter.shtml</link>
        <category>Company News</category>
        <description>A Letter from the CEO on the Financial Strength of the Hartford&lt;!-- templateDebugMode: start template: common/embeddedMedia.html - templateCell: globalDefault.embeddedMedia --&gt;
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            &lt;span class=&quot;image_caption&quot;&gt;&lt;/span&gt;

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</description>
        <pubDate>Tue, 04 Nov 2008 13:41:21 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news_company/Hartford_Stakeholder_letter.shtml</guid>
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      <item>
        <title>Nationwide 2001 CSO transition</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_life/Nationwide_2001_CSO_transition.shtml</link>
        <category>Life</category>
        <description>

&lt;p&gt;&lt;span style=&quot;FONT-SIZE: 12pt; COLOR: #ffa500; FONT-FAMILY: &#39;Arial&#39;,&#39;sans-serif&#39;; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; COLOR: #ffa500; FONT-FAMILY: &#39;Arial&#39;,&#39;sans-serif&#39;; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 14pt; COLOR: #ffa500; FONT-FAMILY: &#39;Arial&#39;,&#39;sans-serif&#39;; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA&quot;&gt;&lt;span style=&quot;FONT-SIZE: 14pt; COLOR: #ffa500; FONT-FAMILY: &#39;Arial&#39;,&#39;sans-serif&#39;; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA&quot;&gt;&lt;span style=&quot;COLOR: #000000; FONT-FAMILY: Verdana&quot;&gt;&lt;!-- templateDebugMode: start template: common/embeddedMedia.html - templateCell: globalDefault.embeddedMedia --&gt;
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         &lt;img src=&quot;http://madisonbrokerage.com/nnman/uploads/1/Nationwide.gif&quot; border=&quot;1&quot; alt=&quot;Nationwide.gif&quot; width=&quot;165&quot; height=&quot;55&quot;&gt;&lt;br clear=&quot;all&quot;&gt;
            &lt;span class=&quot;image_caption&quot;&gt;&lt;/span&gt;

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&lt;/span&gt;&lt;strong&gt;Do you have a client that is a perfect fit for a product on the 1980 CSO mortality tables?&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;</description>
        <pubDate>Thu, 30 Oct 2008 12:00:21 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news_life/Nationwide_2001_CSO_transition.shtml</guid>
      </item>
      <item>
        <title>Nationwide&#39;s no lapse guarantee UL repriced!</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_life/Nationwide_s_no_lapse_guarantee_UL.shtml</link>
        <category>Life</category>
        <description>

&lt;p&gt;&lt;span style=&quot;FONT-SIZE: 10pt; COLOR: #ffa500; FONT-FAMILY: &#39;Arial&#39;,&#39;sans-serif&#39;; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA&quot;&gt;&lt;span style=&quot;FONT-SIZE: 18pt&quot;&gt;&lt;span style=&quot;COLOR: #000000; FONT-FAMILY: Verdana&quot;&gt;&lt;!-- templateDebugMode: start template: common/embeddedMedia.html - templateCell: globalDefault.embeddedMedia --&gt;
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         &lt;img src=&quot;http://madisonbrokerage.com/nnman/uploads/1/Nationwide_1.gif&quot; border=&quot;1&quot; alt=&quot;Nationwide_1.gif&quot; width=&quot;165&quot; height=&quot;55&quot;&gt;&lt;br clear=&quot;all&quot;&gt;
            &lt;span class=&quot;image_caption&quot;&gt;&lt;/span&gt;

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&lt;/span&gt;&lt;strong&gt;The ULtimate price is right.&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p align=&quot;center&quot;&gt;&lt;span style=&quot;FONT-SIZE: 12pt; COLOR: #ffffe0; FONT-FAMILY: &#39;Arial&#39;,&#39;sans-serif&#39;; BACKGROUND-COLOR: #ffa500; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA&quot;&gt;&lt;span style=&quot;FONT-SIZE: 12pt; COLOR: #ffffe0; BACKGROUND-COLOR: #ffa500&quot;&gt;&lt;strong&gt;Nationwide&#39;s no-lapse guarantee UL Product repriced!&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;</description>
        <pubDate>Wed, 29 Oct 2008 09:17:33 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news_life/Nationwide_s_no_lapse_guarantee_UL.shtml</guid>
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        <title>John Hancock&#39;s 30 year term</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_life/John_Hancock_s_30_year_term.shtml</link>
        <category>Life</category>
        <description>&amp;nbsp;&lt;!-- templateDebugMode: start template: common/embeddedMedia.html - templateCell: globalDefault.embeddedMedia --&gt;
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            &lt;span class=&quot;image_caption&quot;&gt;&lt;/span&gt;

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</description>
        <pubDate>Fri, 17 Oct 2008 12:06:09 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news_life/John_Hancock_s_30_year_term.shtml</guid>
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        <title>West Coast Life Golden Legacy Protector X</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_life/West_Coast_Life_Golden_Legacy_Protector_X.shtml</link>
        <category>Life</category>
        <description>&amp;nbsp;&lt;!-- templateDebugMode: start template: common/embeddedMedia.html - templateCell: globalDefault.embeddedMedia --&gt;
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         &lt;img src=&quot;http://madisonbrokerage.com/nnman/uploads/1/56-08_COMM_C_Introducing_Golden_Legacy_Protector_X_img_0.jpg&quot; border=&quot;1&quot; alt=&quot;56-08_COMM_C_Introducing_Golden_Legacy_Protector_X_img_0.jpg&quot; width=&quot;525&quot; height=&quot;131&quot;&gt;&lt;br clear=&quot;all&quot;&gt;
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&lt;p style=&quot;MARGIN-BOTTOM: 0px; TEXT-ALIGN: justify&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8.5pt; COLOR: #003163; FONT-STYLE: normal; FONT-FAMILY: Arial&quot;&gt;343 Sansome St. • San Francisco, CA 94104 • 1-800-366-9378 • www.westcoastlife.com &lt;/span&gt;&lt;/p&gt;

&lt;div class=&quot;Part&quot;&gt;
	
&lt;h1&gt;&lt;em&gt;&lt;span style=&quot;FONT-SIZE: 22pt; COLOR: #000000; FONT-FAMILY: &#39;serif&#39;, &#39;Berkeley&#39;, serif&quot;&gt;Golden Legacy Protector X&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 14.5pt; COLOR: #000000; FONT-FAMILY: &#39;serif&#39;, &#39;Berkeley&#39;, serif&quot;&gt;&lt;sup&gt;SM &lt;/sup&gt;&lt;/span&gt;&lt;/em&gt;&lt;/h1&gt;
	
&lt;div class=&quot;Sect&quot;&gt;
		
&lt;h2&gt;&lt;span style=&quot;FONT-WEIGHT: bold; FONT-SIZE: 19.9pt; COLOR: #000000; FONT-STYLE: normal; FONT-FAMILY: Arial&quot;&gt;A New Survivorship UL Product&lt;/span&gt;&lt;/h2&gt;&lt;/div&gt;&lt;/div&gt;</description>
        <pubDate>Tue, 07 Oct 2008 16:41:42 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news_life/West_Coast_Life_Golden_Legacy_Protector_X.shtml</guid>
      </item>
      <item>
        <title>Old Mutual SPIA product portfolio changes</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_annuity/Old_Mutual_SPIA_product_portfolio_changes.shtml</link>
        <category>Annuity</category>
        <description>&lt;span style=&quot;FONT-FAMILY: TradeGothicLTStd&quot;&gt;
	
&lt;p align=&quot;left&quot;&gt;Due to lack of sales, effective September 22, 2008, Old Mutual will no longer offer &lt;span style=&quot;FONT-FAMILY: TradeGothicLTStd-Bd2&quot;&gt;medically underwritten &lt;/span&gt;&lt;span style=&quot;FONT-FAMILY: TradeGothicLTStd&quot;&gt;SPIAs.&lt;/span&gt;&lt;/p&gt;&lt;/span&gt;</description>
        <pubDate>Tue, 16 Sep 2008 09:29:34 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news_annuity/Old_Mutual_SPIA_product_portfolio_changes.shtml</guid>
      </item>
      <item>
        <title>Banner introduces Life Umbrella UL 120</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_life/Banner_introduces_Life_Umbrella_UL_120.shtml</link>
        <category>Life</category>
        <description>

&lt;p&gt;&lt;strong&gt;Banner Life Insurance Company is pleased to introduce Life Umbrella UL 120 effective today in 35 states. &lt;/strong&gt;&lt;/p&gt;

&lt;p&gt;The Banner Life Umbrella UL 120 is simple to understand as it provides lifetime no-lapse guaranteed coverage with straightforward lifetime and limited payment options.&lt;span style=&quot;FONT-FAMILY: Arial&quot;&gt; 
		
&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;/span&gt;&lt;/span style=&quot;font-family: arial&quot; &gt;

&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
        <pubDate>Mon, 15 Sep 2008 09:00:00 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news_life/Banner_introduces_Life_Umbrella_UL_120.shtml</guid>
      </item>
      <item>
        <title>ING Transitions to 2001 CSO table</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_life/ING_Transitions_to_2001_CSO_table.shtml</link>
        <category>Life</category>
        <description>Transition Rules for 1980 CSO Policies</description>
        <pubDate>Thu, 04 Sep 2008 15:45:25 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news_life/ING_Transitions_to_2001_CSO_table.shtml</guid>
      </item>
      <item>
        <title>North American&#39;s Partners in Success</title>
        <link>http://madisonbrokerage.com/nnman/publish/carrier_incentives/North_American.shtml</link>
        <category>Carrier Incentives</category>
        <description>

&lt;div style=&quot;PADDING-RIGHT: 0px; PADDING-LEFT: 0px; FONT-WEIGHT: bold; FONT-SIZE: 16pt; PADDING-BOTTOM: 0px; MARGIN: 0px; COLOR: #ff0000; LINE-HEIGHT: 2; PADDING-TOP: 0px; FONT-STYLE: italic; FONT-FAMILY: arial, verdana&quot; align=&quot;left&quot;&gt;Partners in Success Conference&lt;/div&gt;</description>
        <pubDate>Wed, 27 Aug 2008 16:44:44 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/carrier_incentives/North_American.shtml</guid>
      </item>
      <item>
        <title>North American&#39;s ULtimate Bonus Blast</title>
        <link>http://madisonbrokerage.com/nnman/publish/carrier_incentives/North_American_s_ULtimate_Bonus_Blast.shtml</link>
        <category>Carrier Incentives</category>
        <description>
&lt;img height=&quot;151&quot; alt=&quot;ULtimate Bonus Blast&quot; src=&quot;https://extranet.nacolah.com/emailimages/chi-images/PR-1158/TopUL-Banner.jpg&quot; width=&quot;600&quot; /&gt;</description>
        <pubDate>Wed, 27 Aug 2008 16:04:25 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/carrier_incentives/North_American_s_ULtimate_Bonus_Blast.shtml</guid>
      </item>
      <item>
        <title>Genworth&#39;s SecureLiving Fixed Immediate Annuity Series</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_annuity/Genworth_s_SecureLiving_Fixed_Immediate_Annuity_Series.shtml</link>
        <category>Annuity</category>
        <description>

&lt;p style=&quot;TEXT-ALIGN: center&quot; align=&quot;center&quot;&gt;&lt;strong&gt;&lt;span style=&quot;FONT-SIZE: 12pt; COLOR: #333399; FONT-FAMILY: &#39;Arial&#39;,&#39;sans-serif&#39;&quot;&gt;Introducing two more reasons to choose the Genworth Financial companies for your clients&#39; immediate annuity needs.&lt;/span&gt;&lt;/strong&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: &#39;Arial&#39;,&#39;sans-serif&#39;&quot;&gt; 
		&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;</description>
        <pubDate>Fri, 08 Aug 2008 09:44:56 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news_annuity/Genworth_s_SecureLiving_Fixed_Immediate_Annuity_Series.shtml</guid>
      </item>
      <item>
        <title>JH 2001 CS0 Transition</title>
        <link>http://madisonbrokerage.com/nnman/publish/news_life/JH_2001_CS0_Transition.shtml</link>
        <category>Life</category>
        <description>

&lt;p align=&quot;center&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Courier New&quot;&gt;&lt;strong&gt;John Hancock Life transitioning to 2001 CSO Table.&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;</description>
        <pubDate>Mon, 28 Jul 2008 16:43:56 PST</pubDate>
        <guid isPermaLink="true">http://madisonbrokerage.com/nnman/publish/news_life/JH_2001_CS0_Transition.shtml</guid>
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