We've repriced Nationwide YourLifeSM ULtimate to give it a leadership position in the no-lapse guarantee universal life market. With lower premiums on 10-pay and level-pay premiums and improved targets, ULtimate is extremely competitive for both you and your clients.
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What's new?
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Lower premiums for level pays and 10-pays across all ages
Dramatic improvements for males, ages 45-69, Nontbacco Preferred, face amounts of $500,000 or more
Significantly increased targets
Rebranded product name as Nationwide YourLifeSM ULtimate
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What hasn't changed?
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No-lapse guarantee
Features that set ULtimate apart from the competition:
- Table shave program
- Automated Premium Monitor (APM)
- Long-term care rider
- High retention limits
Single pays maintain competitive standing in most scenarios
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Who is your client?
Profile - Clients age 45 to 75 looking to leave a legacy, and who want to access living benefits for long-term care needs
Net worth - Usually conservative affluent to upper-middle market clients
Primary need - Guaranteed, permanent coverage at a competitive price
Secondary market - repriced ULtimate offeers more value on level- and 10-pay premiums for clients under 45 and over 75
All protections and guarantees are subject to the claims-paying ability of the issuing life insurance company.
ULtimate offers solutions for these client needs and concerns:
Estate planning/wealth transfer - Helps clients preserve assets for loved ones in a tax-efficient manner, provide lost income for survivors and create an estate
Longevity risk - As life expectancies increase, competitively-priced protection is important to clients concerned about having enough funds throughout their lives
Living benefits - Offers clients the flexibility to access the death benefit while they're still living for long-term care needs or terminal illness, giving them financial independence and control
Risk aversion - Uncertainty about the future of their family, the financial markets and personal security is driving clients to more conservative products with guarantees
Riders available for an additional cost, may not be available in all states, and may be known by different names in different states.
Check out the new rates.
Call today!
888-539-3232
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-Not a deposit - Not FDIC or NCUSIF insured Not guaranteed by the institution
- Not insured by any federal government agency - May lose value
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For insurance professional use only - not for distribution to the public
Life insurance is issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Company, Columbus, Ohio.
Nationwide, the Nationwide framemark, Nationwide Financial, Nationwide Financial Network and On Your Side are federally registered service marks of Nationwide Mutual Insurance Company. Nationwide YourLife is a service mark of Nationwide Mutual Insurance Company.
2008, Nationwide Financial Services, Inc, All rights reserved.
FLM-0502AO (10/08) 
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